collateral

英 [kəˈlætərəl]

美 [kəˈlætərəl]

n.  抵押物; 担保品
adj.  附属的; 附加的; 附带的

复数：collaterals　

TOEFLGREIELTS

Collins.1 / BNC.15524 / COCA.10379

牛津词典

noun

• 抵押物；担保品
  property or sth valuable that you promise to give to sb if you cannot pay back money that you borrow

adj.

• 附属的；附加的；附带的
  connected with sth else, but in addition to it and less important
  1. collateral benefits
     附加津贴
  2. The government denied that there had been any collateral damage (= injury to ordinary people or buildings) during the bombing raid.
     政府否认空袭期间有任何附带性的破坏（即对平民或建筑物的损害）。

柯林斯词典

• N-UNCOUNT 担保金;抵押物
  Collateralis money or property which is used as a guarantee that someone will repay a loan.
  1. Many people use personal assets as collateral for small business loans...
     很多人把个人财产用作小额商业贷款的抵押品。
  2. Most people here cannot borrow from banks because they lack collateral.
     由于拿不出东西作为抵押，这里大部分人无法从银行贷款。

英英释义

noun

• a security pledged for the repayment of a loan

adj

• descended from a common ancestor but through different lines
  1. cousins are collateral relatives
  2. an indirect descendant of the Stuarts
  Synonym:indirect
• situated or running side by side
  1. collateral ridges of mountains
• accompany, concomitant
  1. collateral target damage from a bombing run
• serving to support or corroborate
  1. collateral evidence
  Synonym:confirmativeconfirmingconfirmatorycorroborativecorroboratorysubstantiatingsubstantiativevalidatingvalidatoryverificatoryverifying

双语例句

• If we lack sufficient collateral, the bank may refuse to loan us money we need for expansion.
  如果我们缺乏足够的抵押品，银行可以拒绝借给我们扩大规模所需的资金。
• It was our assessment that they had plenty of collateral to repay our loan.
  伯南克表示：我们的评估显示，他们拥有大量担保品，来偿还我们的贷款。
• Most people here cannot borrow from banks because they lack collateral.
  由于拿不出东西作为抵押，这里大部分人无法从银行贷款。
• Banks also admitted the importance of collateral in SME lending.
  银行也承认在中小企业贷款中，抵押品相当重要。
• When I needed collateral to secure a home loan, he helped me.
  当我需要抵押品来担保一笔家庭贷款时，是他帮助了我。
• The relationship between collateral and credit has attracted many scholars.
  抵押品和信贷的关系问题仍然吸引了很多学者。
• Without collateral, the system has to rely on trust and social interaction to secure repayments.
  在没有抵押的情况下，这种制度必须依靠信任和社会互动来保证还款。
• Collateral branches of the family can be found in Australia and canada.
  该家庭的旁系亲属可以在澳大利亚和加拿大找到。
• This concern is mitigated by the fact that the ECB lends against collateral.
  以下事实减轻了这种担忧：欧洲央行是在收取抵押品的条件下放贷的。
• That is true of emergency liquidity provision or the relaxation of collateral rules by central banks.
  这适用于应急流动性供应，或是央行放宽抵押规定。